I pave the road to financial security by controlling my spending

Financial Security by Controlling Spending

In times where most families are struggling to make ends meet, I consider myself fortunate to have financial security.

By controlling my spending habits, I minimize our bills and even make a considerable contribution to our savings account every few weeks.

I can remember a time when I found myself living paycheck to paycheck. I had to worry about how I would scramble together the money to pay my electric bill or buy food.

Now, however, I am free from that sense of panic and financial instability! Recalling the hard times helps me put the brakes on my spending and build up our savings account!

Do I really need HBO and Show Time in my cable package? No.

Do I really need my Grande Caramel Macchiato from Starbucks each morning? No.

Packing my own lunch can also save me $5 to $10 each day or up to $100 to $200 each month.

By removing these seemingly inexpensive splurges from my budget, I can save $2,400 to $3,600 per year. That money serves a better purpose earning interest in my high-yield savings account!

Rather than depriving myself, I am simply forgoing a few luxuries in exchange for a better tomorrow.

When I feel like buying “just one little purse” or “just one little video game,” I dissuade myself by envisioning my savings account hitting five digits. Oh how sweet it is!

Today, I continue to curb my spending by focusing on the end result, knowing that a small sacrifice now leads to big financial security later.

Self-Reflection Questions:

1. How can I minimize my living expenses?
2. What luxuries can I eliminate from my routine?
3. How much money can I comfortably transfer into my savings account each month?

Class Schedule
ProgramStart DateClass TimesClass Schedule
Certified Life CoachTuesday, October 18th8:00pm ET
8:00pm PT
8:00pm IST (10:30am ET)
Once a week, 2-hours, for 24-weeks
Certified Organizational
Development Coach
Thursday, October 20th8:00pm ET
8:00pm IST (10:30am ET)
Once a week, 2-hours, for 25-weeks
Certified Executive
Monday, October 24th8:00pm ET
8:00pm IST (10:30am ET)
Once a week, 2-hours, for 8-weeks
Certified NLP Coach
Wednesday, September
8:00pm ET
8:00pm IST (10:30am ET)
Once a week, 2-hours, for 25-weeks
Platinum - ACC/PCC
Friday, November 18th8:00pm ET
8:00pm IST (10:30am ET)
Once every other week, 1-hour
for 6-sessions PLUS 4 one-on-
one sessions with mentor